In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

If you’re a high-earning, older worker, the rules for making “catch-up” contributions to a 401(k) or similar job-based retirement plan have changed. Starting this year, employees age 50 and older ...

A rule buried inside SECURE 2.0 quietly took effect on January 1, and if you earned six figures last year and plan to make catch-up contributions, the way your employer routes that money could cost ...

A new federal rule set to take effect January 1, 2026, will require certain high-income workers to make catch-up contributions to their workplace retirement plans on an after-tax Roth basis, ...

The Internal Revenue Service has finalized regulations implementing key provisions of the SECURE 2.0 Act, including new requirements for catch-up contributions in workplace retirement plans. The rules ...

Many retirement savers spent the past few years focused on higher contribution limits and inflation. However, one of the biggest SECURE 2.0 provisions took effect on January 1, 2026, and it could ...

Seyfarth Synopsis: Yesterday, Treasury and the IRS issued highly-anticipated final regulations addressing several changes to the catch-up contribution provisions implemented by SECURE 2.0. Proposed ...

Contributing to a 401(k) is a great way to build a solid retirement nest egg over time. And if you're 50 or older, you have an even greater opportunity to build up a large retirement plan balance, ...

Catch-up contributions let you add extra savings to your retirement accounts as you near the end of your earning years. Under new rules, if you earn over a certain income threshold, your catch-up ...