The bestselling personal finance author and the financial services company emphasize a key point for retirement savers.

Ramsey is clear: A 401 (k) is a smart way to approach saving for retirement. “If your employer matches your contributions ...

Quick ReadDave Ramsey argues paying taxes on $96,000 in contributions beats paying taxes on $2.5 million at withdrawal, ...

Dave Ramsey says it's possible to retire, even if you're in your 50s and haven't saved yet. But you have to start now and be consistent for 15 to 20 years.

Bestselling personal finance author Dave Ramsey cautions Americans about the risks of cashing out 401(k) plans rather than directly rolling them over to IRAs.

A single comment online convinced a caller to stop saving for retirement before he even began, and Dave Ramsey's response draws a sharp line between ending up with less and ending up with nothing.

Pausing a 401(k) to wipe out debt sounds like a clean, temporary fix, but for workers over 50 the costs are permanent and the math depends on three numbers most people never check.

Cashing out a 401(k) early triggers a 10% penalty plus income tax, costing roughly 35 to 40 percent to retire debt that charges far less. Ramsey told the caller to pause 401(k) contributions instead, ...

The bestselling personal finance author and the financial services company emphasize a key point for retirement savers.