If you're five years from retirement, financial expert Dave Ramsey has several pieces of advice that can help ensure you're financially ready to enjoy it.

A single comment online convinced a caller to stop saving for retirement before he even began, and Dave Ramsey's response draws a sharp line between ending up with less and ending up with nothing.

Many retirees assume Medicare will cover their healthcare expenses, and worry more about housing, travel, and food expenses. However, health care is one of the least understood costs for seniors, and ...

Quick ReadRamsey advises claiming Social Security at 62 and investing the checks, but 42% of older Americans depend on it for at least half their income.A 2022 NBER study found that over 90% of ...

Dave Ramsey has been in the financial advice business long enough to know what the mistakes look like before they happen. He’s watched the same ones repeat themselves across generations of people who ...

Personal finance author and radio host Dave Ramsey recently sounded a thoughtful alarm for a reader who questioned whether to transition from part-time work to full-time employment, solely to ...

Financial guru Dave Ramsey challenged one of the most popular trends in retirement investing: that Americans should move a large portion of their portfolios into bonds as they get older. During ...

Dave Ramsey admitted his standard advice failed a 64-year-old bivocational pastor with a stroke, heart attacks, cancer, and zero retirement savings. The pastor's Social Security claiming age directly ...

"The idea that you need to move all of your investments to a safe haven of bonds and cash where you make no money as you get older is absolute bull crap. It's mathematically stupid because there are ...

Dave Ramsey warns that doing nothing guarantees failure: a late start shrinks your finish line, but quitting locks in zero. Ramsey's late-start playbook: clear debt, capture the employer match, then ...