Coverage gaps widen: Insurers are retreating from wildfire-, flood-, and coastal-prone ZIP codes, making standard home insurance harder to obtain or afford. States tighten rules: Illinois, Virginia, ...
For most homeowners, insurance is not optional in any meaningful sense.
For example, homeowners in Boca Raton’s 33432 ZIP code can look forward to a whopping 229% flood insurance premium increase, from an average $950 per policy to $3,128. In Broward County, the 33305 ZIP ...