Coverage gaps widen: Insurers are retreating from wildfire-, flood-, and coastal-prone ZIP codes, making standard home insurance harder to obtain or afford. States tighten rules: Illinois, Virginia, ...
The Cool Down on MSN
A growing share of America is becoming uninsurable as insurers redraw risk maps by ZIP code
For most homeowners, insurance is not optional in any meaningful sense.
For example, homeowners in Boca Raton’s 33432 ZIP code can look forward to a whopping 229% flood insurance premium increase, from an average $950 per policy to $3,128. In Broward County, the 33305 ZIP ...
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