Jumbo mortgages are those with loan sizes above the maximum that is subject to guarantee by Fannie Mae and Freddie Mac.
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What is a jumbo loan?
A jumbo loan is a type of mortgage that exceeds the conforming loan limits for its area, set yearly by the Federal Housing ...
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Conforming loan limits in 2026
Some markets fall in between. In Colorado’s Boulder County, the 2026 limit for conforming loans is $879,750. In Florida’s ...
Most mortgage programs feature limits that determine how much you can borrow. If you want to buy a property priced above those limits, you may need to take out a jumbo loan. Jumbo loans have stricter ...
A jumbo loan is a large mortgage loan for properties outside the primary real estate market. Read on to learn more.
You might need a jumbo mortgage (aka jumbo loan) if you're buying an expensive property or even a regular home in a pricey market. That's because conforming loans — those meeting Fannie Mae and ...
The conforming loan limit is the maximum amount of money a homebuyer can borrow using a conventional mortgage that's eligible for purchase by Fannie Mae and Freddie Mac. The Federal Housing ...
FHFA will increase 2026 conforming loan limits to $832,750 for most U.S. homes, reflecting rising home prices and supporting mortgage buyers Fannie Mae and Freddie Mac.
Jackie Lam is a contributor for CNET Money. A personal finance writer for over 8 years, she covers money management, insurance, investing, banking and personal stories. An AFC® accredited financial ...
As more buyers seek space, privacy, and comfort, suburban luxury homes are seeing record demand. Once overlooked in favor of downtown condos and urban penthouses, the suburbs have become the new ...
For older homeowners who need cash, a reverse mortgage may be an option. But if your home value is higher than federal reverse mortgage limits allow, you might consider a jumbo reverse mortgage. Jumbo ...
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