Replacement cost insurance allows homeowners to repair or replace their eligible belongings at today’s value following a covered claim. While most homeowners insurance policies include replacement ...

Cheap Insurance reports that understanding actual cash value (ACV) vs. replacement cost value (RCV) is crucial for renters ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

Insurance is meant to be a safety net, but for thousands of survivors of the Eaton and Palisades fires, it’s become a major barrier to their ability to rebuild. Almost every major insurer — State Farm ...

Universal Property homeowners insurance earned 3.7 out of 5 stars for overall performance. Universal Property & Casualty Insurance Company was founded in Florida and is one of the state’s biggest home ...