For 2026 and beyond, experts have begun suggesting that a withdrawal rate of 4.7% might be more appropriate than the ...

The popular 4% rule promises to make your savings last throughout your golden years. But it’s not a perfect rule — and it ...

The 4% rule has long had both fans and critics. In fact, its originator agrees with critics who say 4% doesn't work for ...

A new academic approach suggests that retirees may be able to spend more confidently — and more sustainably — by abandoning ...

Fact checked by Betsy Petrick Key Takeaways Financial planners typically advise saving enough to replace about 75% of your pre-tax income for retirement.For the median U.S. household income ($83,730), ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan that is right for everyone. Perhaps the best-known distribution plan is the ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

For years, financial advisors have drilled the so-called "safe withdrawal rate" into the heads of retirement planners. The rule of thumb? Live on 4% of your nest egg per year, and your money should ...

You spend your entire career saving for retirement. Unfortunately, once the time for retirement comes, many people who have diligently saved end up making a major mistake with the money they've put ...

A major reason not to set your retirement plan on autopilot: sequence of returns risk. A flexible strategy with cash reserves ...

To be able to take a decent sum out of your retirement account each year, that money needs to be invested strategically. You ...