James Chen, CMT is an expert trader, investment adviser, and global market strategist. Katie Miller is a consumer financial services expert. She worked for almost two decades as an executive, leading ...

In retail banking as in all of the financial services industry, it is important to examine distinct groups of customers to understand their unique characteristics. One example that illustrates how ...

In the credit card industry, you are either a transactor or revolver—a shorthand describing how issuers make money off you. Some issuers favor one over the other and tailor their offers to attract ...

The credit-card industry has traditionally coveted customers who are known as “transactors”--high-spending individuals who tend to pay off their balances every month. Lately, though, Discover ...

Silicon and software would finally be developed together as one. The EDA industry would provide the languages, simulators, test generation tools, debuggers, and, most important, the behavioral ...

Are you a “transactor” or a “revolver” when it comes to your credit? Terms like these never have mattered much to home buyers seeking a mortgage. You’ve probably never heard of them. Yet they are ...

Forbes contributors publish independent expert analyses and insights. I cover the financial services industry and how it impacts consumers. Jan 29, 2018, 11:34am EST Jan 29, 2018, 02:31pm EST This ...