Jumbo mortgages are those with loan sizes above the maximum that is subject to guarantee by Fannie Mae and Freddie Mac.

A jumbo loan is a type of mortgage that exceeds the conforming loan limits for its area, set yearly by the Federal Housing ...

The conforming loan limit is the maximum amount of money a homebuyer can borrow using a conventional mortgage that's eligible for purchase by Fannie Mae and Freddie Mac. The Federal Housing ...

Some markets fall in between. In Colorado’s Boulder County, the 2026 limit for conforming loans is $879,750. In Florida’s ...

Pennymac has increased its GSE loan limits to $819,000 across all channels, effective Sept. 19. This follows UWM's similar increase to $819,000 for conventional and VA loans announced one day earlier.

High-cost areas such as L.A., Orange and San Diego counties receive a second-tier loan limit, named high-balance or jumbo mortgages. For 2026, L.A. and O.C. will have a high balance limit all the way ...