We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you considering a VA ...

VA loans and FHA loans both aim to make homeownership more accessible, but they serve different groups and have distinct rules. VA loans, backed by the Department of Veterans Affairs, are available to ...

As home prices across California and the nation continue to rise, Fannie Mae and Freddie Mac have increased their caps for high-balance loan limits. In Southern California, those loan limits are going ...

If you're ready to buy a home and want a regular or government-backed mortgage, it must be within conforming loan limits. You'll need a jumbo loan for properties that exceed conforming loan limits.

Jumbo mortgages are those with loan sizes above the maximum that is subject to guarantee by Fannie Mae and Freddie Mac.

Veterans Affairs (VA) loans have significant advantages, from a 0% downpayment to lower interest rates. If you have a VA entitlement, you could secure a VA loan with 100% financing. What if you ...

VA loans do not usually require a down payment, but there are certain circumstances in which a down payment might be necessary. Making a down payment on a VA loan can help reduce your funding fee and ...