To be able to take a decent sum out of your retirement account each year, that money needs to be invested strategically. You ...

The 4% rule is a strategy that was introduced decades ago, and its goal is to preserve retirement savings. The 4% rule has ...

It’s a good problem to have: too much money saved for retirement and additional funds to leave to your heirs. Will you be one of the many who never spend it all?

For 2026 and beyond, experts have begun suggesting that a withdrawal rate of 4.7% might be more appropriate than the ...

Saving for retirement isn't easy. To build up a nice balance in an individual retirement account (IRA) or 401(k), you may need to make sacrifices, like working a demanding job or forgoing certain ...

If you’ve been forced into retirement sooner than expected, you’re not alone. Nearly 60% of American retirees retired earlier ...

An often overlooked, but important, part of a successful retirement is nonfinancial considerations. Failure to plan for these parts of your life can lead to an unfulfilling retirement and a speedier ...

The retirement-consumption puzzle highlights an important aspect of our relationship with money: Fear of scarcity often ...

CHARLOTTE — Elroy Bupp likes fishing, especially from the pier at the ocean -- but fishing for his retirement money, not so much. He says he got a letter about his 401(k) about ten years ago. “It said ...

Longevity, stock market declines, and healthcare costs could all put you at risk of depleting your savings. There are ways to address all these issues and gain peace of mind. The $23,760 Social ...