From January 1, 2026, the Reserve Bank of India will ban prepayment charges on floating rate loans, offering borrowers ...

FLRT offers a high 7% yield by investing in non-investment-grade floating-rate loans with a flexible strategy. See why FLRT ...

Home, auto and corporate loans set to reduce as lenders trim minimum interest rate that they are allowed to charge on loans ...

Choosing between floating and fixed-cum-floating home loans impacts your EMIs and risk. Know how each works, assess rate ...

In a move aimed at boosting affordability and credit growth, the public sector lender has also waived the processing fee for ...

RBI removes pre-payment charges on individual floating loans, boosting transparency and borrower flexibility from 2026 ...

RBI bars banks and NBFCs from charging prepayment penalty on floating rate loans to micro and small enterprises from January ...

The Reserve Bank of India (RBI) has announced that the interest rate on its Floating Rate Savings Bonds will remain unchanged ...

The Reserve Bank of India (RBI) has issued new directions prohibiting regulated entities from levying pre-payment charges on ...

At first glance, the difference seems easy to grasp. Fixed-rate loans offer predictability—monthly EMIs remain unchanged over ...

The move is expected to enhance credit flexibility and encourage competition among lenders. The RBI also directed that ...