News

My credit score and income are better than ever, but my bank won’t lower my credit-card APR. Here’s how to fight back.

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit ...

The Best Travel Rewards Cards for Every Credit Score

A good score sits between 670 and 739. This is where you'll start seeing far more options when it comes to travel credit ...

How To Save Money on Loans & Credit Cards With a Bad Credit Score

It’s no secret that people with low credit scores are often more likely to have hidden fees and higher interest rates ...

Want to Save on Streaming? Check Out These 3 Credit Cards

Looking to save on your next binge-watch? Here are three cards that give you cash back and statement credits for your ...

Single Mom Has $185,000 In Credit Card Debt. Dave Ramsey Asks, 'What The Crap Did You Buy?'

A caller from Chicago named Shonda recently phoned in to “The Ramsey Show” and shocked the hosts when she revealed just how ...

Why each spouse should have a credit card in their own name

Many people don’t realize that credit cards typically aren’t jointly held, and the death of the primary account holder can ...

What to Do if Your Credit Card Application Gets Denied

Got denied for a credit card? Here's how to bounce back, fix what went wrong, and improve your odds of approval next time.

How much interest will you pay on a $25,000 credit card balance each year?

Credit card companies typically set your minimum payments at around 2% to 3% of your balance, however. On a $25,000 balance, ...