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Smoking is injurious to insurance! Life Insurance: Smoking or heavy drinking? Brace for higher premiums or even denial. Health Insurance: Smoking or drinking excessively? Expect pricier premiums due to increased health risks. Application: Insurers scrutinize smoking and drinking habits to gauge your risk accurately. Incentives: Non-smokers get perks like lower premiums or wellness program access. #healthinsurance #terminsurance #insurance #insuranceclaim #oneinsure | OneInsure
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