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1:00
YouTube
The Credit Dude
Credit score breakdown and how scores are calculated is something everyone should understand.
Credit score breakdown and how scores are calculated is something everyone should understand. Credit scores range from 300 to 850, and every point matters. Here’s exactly what makes up your score and how much each category is worth. Payment history makes up 35% of your score, which is about 192.5 points. This is the most ...
756 views
1 month ago
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Your credit score is not a measure of your financial wisdom, your income or your net worth. You do not have to keep borrowing money just to prove you can borrow money. There’s a better path: Make a plan for every dollar. Pay off debt with the debt snowball. Save an emergency fund. Then invest and build real wealth. That’s how you take control of your money and create the kind of financial peace an 850 credit score can never give you. #creditscore #debtfree #debtfreecommunity #debtpayoff
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WHEN CREDIT REPORTING AGENCIES DON’T COMPLY, WE ENFORCE. Under the Fair Credit Reporting Act (FCRA), credit reporting agencies have legal obligations when collecting, maintaining, and reporting consumer information. If inaccurate or incomplete information appears on your credit report, you have the right to dispute it. Credit reporting agencies must follow required procedures when investigating and handling your dispute. When they fail to comply with their legal obligations, consumers may have t
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